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Certificates of Deposit from Citizens Bank

Saving for your retirement can be a challenge. Chances are you’ve shopped around for the perfect account to house your hard-earned cash. Our certificates of deposit (CDs) offer great rates, and will help you earn interest over a fixed period of time. Citizens Bank’s CDs have high interest rates and are structured to help you preserve your nest egg and earn a greater return.

Benefits from our certificates of deposit:

  • High yielding returns
  • Flexible term length offers terms from three months to five years
  • FDIC insured
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Citizens Bank offers the following high-yield CDs:

  • Standard rate CDs Apply Now
  • Circle rate CDs Apply Now
  • Circle Gold rate CDs Apply Now
  • Bank IRAs Apply Now

Learn more about our certificates of deposit.

Check out our other personal banking products:
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Not sure which account is right for you? Use our Selection Tool for a recommendation.
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© Copyright 2008 Citizens Financial Group. All rights reserved.
Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Citizens Bank is a division of RBS Citizens, N.A. and Citizens Bank accounts and other RBS Citizens, N.A. accounts are not separately insured by the FDIC. Citizens Bank of Pennsylvania is not part of RBS Citizens, N.A.
Member FDIC  |  Equal Housing Lender Equal Housing Lender

 

All accounts are subject to individual credit approval.

Minimum balance required to earn the advertised APY.

A fee may be imposed for early withdrawal.

Minimum balance to open is $1,000.

All accounts and services are subject to approval. IRA distributions may be subject to state taxation depending on the tax law of your state. * Citizens Bank does not offer tax advice. Consult your tax advisor for IRA eligibility rules and your individual circumstances. Please refer to the Personal Deposit Agreement and Fees and Features Guide for fees and information. See a banker for details and FDIC insurance limitations. Fees may reduce earnings.

**IRA contributions via Steady SaveSM are for current-year contributions only. See a banker to make a prior-year contribution. The Citizens Bank IRA Savings Plan consists of a Variable Rate IRA Savings account accompanied by Steady Save. On your statement, your account will be titled Variable Rate Savings IRA.